Maximum Allowable Offer is the highest price you can pay while preserving your required profit margin after rehab and holding costs.

How should I estimate ARV?

Use conservative comps and condition adjustments. The analyzer highlights risk if ARV assumptions look stretched.

Does this include holding costs?

Include utilities, insurance, taxes, and interest carry in your inputs so profit reflects real-world timing.

How do I stress-test rehab budget?

Add a contingency line item and extend the timeline one increment — profit sensitivity is usually non-linear when both move together.

When should I use hard money?

When speed or asset-based underwriting unlocks a deal conventional banks cannot close in time; always model refinance or sale exits explicitly.

Is this tool investment advice?

No — it is educational analysis to help you organize numbers and risks before you engage professionals.

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Fix & Flip Analyzer

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Property Address (optional)

Purchase Price

After Repair Value (ARV)

Estimated Rehab Cost

Timeline (months)

Financing Type

Interest Rate %

Buy-Side Closing Costs

Sell-Side Closing Costs

Commission %

Holding Costs /mo

Contingency %

Additional Notes

Fix-and-flip analyzer: ARV, MAO, and profit in one pass

Successful flips hinge on disciplined buy-box math: purchase price, rehab, holding costs, and after-repair value (ARV). This tool helps you sanity-check whether your maximum allowable offer still leaves margin after contingency — before you wire earnest money.

FAQ themes we cover in the verdict

Rehab creep, conservative ARV ranges, and liquidity risk on short-term capital. Pair this analyzer with hard money lending guidance and the BRRRR tool if you plan to refinance out.