Stop losing $20,000 on your next rental property — free cap rate, DSCR & cash flow in seconds.
The same analysis tools I used to close 1,000+ loans at Wells Fargo & JP Morgan.
Use this free rental property calculator. Calculate cap rate, cash-on-cash, DSCR, cash flow, ARV, and ROI instantly. Built by David J. Moore, MBA with 25 years of underwriting experience. No signup. No fluff. Just math that banks trust.
No credit card. No email required. 100% free calculators.
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Most investors still underwrite rentals in spreadsheets: one workbook per deal, formulas that drift, and no shared verdict language when partners review the file. ToInvested standardizes underwriting-style outputs — cap rate, cash-on-cash, DSCR, cash flow, and a plain-English BUY / PASS / CONDITIONAL call — so you can screen more deals with less rework. The same workflow applies whether you are buying your first duplex or adding the twelfth door to a portfolio.
The platform is built around the idea that speed and rigor should not be opposites. When you enter realistic rent and expense assumptions, the AI explains why a deal clears or fails lender-style coverage, which levers matter most (vacancy, taxes, insurance, management, debt terms), and what to verify next before you wire earnest money or call your loan officer. That is the practical meaning of an AI real estate investment analyzer: not magic predictions, but structured judgment on the numbers you already have.
| Capability | Typical spreadsheet | ToInvested AI |
|---|---|---|
| Time to first pass | 30–120 minutes to rebuild tabs | Under a minute with guided fields |
| DSCR + cap rate together | Manual formulas; easy to break | Consistent metrics every run |
| Verdict + narrative | You interpret cells yourself | Structured verdict + risks + next steps |
| Partner handoff | Versioned files and comments | Same output format per tool |
Part-time investors who need a fast screen after work. Full-time operators who want consistent math across markets and assistants.LPs and small syndicators who want a second opinion before deeper diligence. New buyers learning how lenders think about DSCR before their first pre-approval conversation. If your process is “I will know it when I see it,” you will lose deals to investors who run numbers first — this stack exists so you can be in the second group.
Short demo video or GIF can be embedded here (hero video above already showcases the brand experience). For a dedicated walkthrough, record a 60–90 second screen capture of the Property Analyzer flow and replace this block.
When you are ready to remove daily limits, compare plans on the pricing page or go straight to Wealth Builder membership. For coordinated portfolio, tax, and entity strategy, read about VIP advisory — limited to five clients.
The Real Cost of Bad Analysis
Not because they weren't smart. Because they were working from a spreadsheet, a hunch, or a number a wholesaler gave them.
The investors who build real portfolios run every number before they make an offer. ToInvested does all of it in 60 seconds. Free.
How It Works
The same due diligence that takes 2 hours in a spreadsheet — done in under a minute.
Purchase price, rent, expenses, address, property type. Takes about 30 seconds to fill in what you already know.
Cap rate, DSCR, cash-on-cash return, NOI, risk scoring, and exit strategy — the same metrics your lender reviews before approving a loan. Calculated in seconds.
BUY, PASS, or CONDITIONAL — with the specific reasoning behind it and 2–3 next-move action items. No ambiguity. Just the call.
AI Investment Tools
Each tool is powered by Claude AI and built on two decades of real deal analysis — not textbook theory. Free to start.
Full rental cash flow, cap rate, DSCR, and cash-on-cash return with a clear BUY or PASS verdict in under 60 seconds.
Analyze a PropertyRehab cost estimates, ARV projections, holding costs, and Maximum Allowable Offer calculation.
Analyze a FlipFull Buy-Rehab-Rent-Refinance-Repeat cycle modeled end-to-end with refinance seasoning alerts.
Analyze a BRRRRRoom-by-room cost estimates, projected value-add, and ROI ranking. Know which upgrades pay.
Analyze a RemodelWhat Investors Are Saying
Real results from real investors using ToInvested every day.
"I used to spend 2 hours building a spreadsheet for every deal. Now I get a better analysis in 60 seconds. The DSCR guardrails alone have saved me from two bad deals this quarter."
"The AI gives me the same analysis my former acquisition analyst did — but faster and with better scenario modeling. I can evaluate 10 deals before lunch now."
"The VIP advisory restructured my thinking on entity structure and showed me $40K in tax savings I was leaving on the table. Incredibly detailed."
Simple Pricing
No credit card required to start. Upgrade when your deal flow demands it.
30-Day Money-Back Guarantee — No questions asked.
About the Founder
David J. Moore, MBA spent 25 years in real estate, mortgage lending, and investment advisory — closing over 1,000 loans at Wells Fargo and JP Morgan Chase and analyzing thousands of deals across residential, multifamily, and commercial markets.
ToInvested exists because David refused to let the frameworks that build generational wealth stay locked behind expensive advisors and institutional gatekeepers.
Full Wealth System
AI analysis is step one. Here's the full system — financing, legal protection, tax strategy, and estate planning.
FAQ
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