The ToInvested Agentic Deal Engine runs six automated AI workflows simultaneously. No spreadsheets, no manual calculations.
1. Deal Intelligence
Calculates cap rate, DSCR, cash-on-cash ROI, NOI, and monthly cash flow with a PASS/CAUTION/REJECT verdict.
2. Document Vault
AI flags critical issues in lease agreements, inspection reports, and T12 statements before you close.
3. Lending Engine
Matches your deal to the right loan — DSCR, bridge, or hard money — with estimated rate ranges.
4. Outreach Composer
Writes a custom seller script for probate, tax lien, and pre-foreclosure situations.
5. Portfolio Stress Test
Models rate and vacancy impacts across your entire portfolio — institutional analysis for retail investors.
6. VIP Monitor
Detects Gold Mine deals and triggers escalation to David J. Moore VIP Advisory.
A cap rate of 7% or higher is solid for most markets. Above 9% triggers our Gold Mine alert. Use our property analyzer to calculate it instantly. Learn more at Investopedia.
Most DSCR loan programs require 1.25 minimum. Below 1.0 means the property does not cover its own debt — the engine will suggest hard money or bridge instead.
Annual cash flow divided by cash invested. 10%+ is strong. Compare real estate vs stocks with our wealth comparison tool.
Check recent sales of updated homes on Zillow or Redfin nearby. Our Fix and Flip Analyzer uses ARV to calculate your maximum allowable offer.
Use 35-45% of gross rent as a starting estimate — covers taxes, insurance, management, and maintenance. Check rent comps at Rentometer.